General Awareness Questions for all Competitive/Bank Exams 3

General Awareness for all Competitive/Bank Exams 

1. Which Banks are established to help small and marginal farmers, agricultural labor, artisans and small entrepreneurs etc?

1) Foreign Banks 2) Industrial banks 3) Regional Rural Banks 4) Exim bank 5) None

2. In which year, the Banking commission submitted the report to establish rural banks?

1)1952 2)1957 3)1958 4)1972 5)1984

3. Which prime minister mentioned the concept of 'Rural Banks' in Twenty-Point Programme announced on 1 July 1975?

1) Morarji Desai 2) Jawahar Lal Nehru 3) Indira Gandhi 4) Lal Bahadur Shastri 5) Charan Singh

4. On 30 July 1975, the working group on Rural Banks submitted report to the government of India. It was headed by ...?

1) Vijay C Kelkar 2) C. Ranga Rajan 3) Manmohan Singh 4) Bimal Jalan 5) Narasimaham

5. In which year, the President of India issued the ordinance to establish Regional Rural Banks?

1) 1991 2) 1985 3) 1969 4) 1975 5) 2000

6. Regional Rural Banks Act passed in...?

1) 1981 2) 1969 3) 1976 4) 1980 5) 1982

7. In Regional Rural Banks, Central government holds 50% capital and Sponsored bank holds 35% capital. Who holds the remaining 15% capital?

1) Reserve Bank of India 2) NABARD 3) National housing Bank 4) State government

5) Life Insurance Corporation of India

8. Financial regulation of RRBs seen after by..?

1) Reserve Bank of India

2) Securities and Exchange Board of India

3) Department of Home Affairs

4) NABARD 5) All of above

9. Supervisory powers of RRBs have been vested with....?

1) Competition Commission of India

2) Small industrial Bank of India

3) Reserve Bank of India

4) NABARD

5) National Housing Bank

10. The first Regional Rural Bank India started by Syndicate Bank on 2 October 1975. It is.....?

1) Kashmir Bank at Jammu in Jammu and Kashmir

2) Chikmagalur Gramin Bank in Chikmagalur in Karnataka

3) Pallavan Gramin Bank in Tamilnadu

4) Lucknow KGH Gramin Bank in Uttar Pradesh

5) Prathama Grammen bank at Moradabad in Uttar Pradesh

11. Regional Rural Banks are not found in the state of.....?

1) Maharashtra and Karnataka

2) Andhra Pradesh and Tamilnadu

3) Sikkim and Goa

4) Assam and Uttar Pradesh

5) Rajasthan and Haryana

12. Which committee recommended to permit RRBs to invest Non-SLR surplus funds in profitable areas?

1) Gundu Rao 2) Subba Rao 3) Bhandari 4) Diwakaran 5) Vaidyanath

13. Which committee recommended for the amalgamation of RRBs?

1) K.C. Chakravarthy 2) Usha Thorat 3) Vyas  4) C.V. Anand Bose 5) Ajay Kumar Seth

14. On 22 April 2013, the Regional Rural Banks (Amendment) Bill, 2013 introduced to increase the authorized capital of RRB from Rs. 5 crore to Rs... (in crores) ?

1) 100 2) 200 3) 1000 4) 50 5) 500

 

15.As per the statement given on 24 June 2013, Companies planning to apply for bank licenses will be allowed how much per cent foreign direct investment (FDI) in their holding companies?

1) 100% 2) 49% 3) 51% 4) 24% 5) 71%

16. Which international monetary organization granted $110 million to help Urban services in Jammu and Srinagar on 17 May 2013?

1) World bank 2) IMF 3) Asian Development Bank

4) International Development Association

5) International Finance Corporation

17. Maturity of Inflation Indexed Bonds issued by RBI on 15th May 2013 is.......?

1) 5 years 2) 20 years 3) 10 Years

4) 14 years 5) 100 years

18. Clean Note Policy issued by RBI on 14 May 2013. As per RBI, on average what percentage of notes is disposed off after getting solid every year?

1) 50% 2) 2 % 3) 20%  4) 18% 5) 100%

19. Closed-end fund scheme means.......?

1) A scheme of an investment company in which a nonfixed number of shares are issued

2) Offer of a company to close the business at the end of year

3) A scheme of an investment company in which a fixed number of shares are issued

4) Company's offer to sell the assets at the lowest rate

5) None

20. Aam Admi Bima Yojana, a Social Security insurance Scheme for rural landless household introduced by union government on 2nd October 2007. The scheme administered by...?

1) LIC 2) GIC 3) NIC  4) UIC 5) TATA AIG

21. Aim of Swavalamban is......?

1) To encourage the people from the unorganised sector to voluntarily save for their retirement

2) To encourage the people to seek educational courses through distance education system

3) To ask the Non-organised sector people to boycott their work and join in the government service

4) To encourage the house hold sector to save money

5) None

22. Operation Ganga Prahar relates to.....?

1) central government initiative to plant trees on the banks of Ganga River

2) banning the use of motor boats by piligrims in Ganga river

3) central government initiative to clean ganga river with the aid of local people

4) operation of Army to demolish the unauthorized construction of Buildings on the banks of Ganga River

5) rescue operation of Army to rescue the stranded pilgrims in Uttarakhand

23. New chairman of LIC is...?

1) U.K. Sinha 2) T.S. Vijayan 3) Kalyan Singh 4) S.K. Roy 5) None

24. Union Railway minister is.....?

1) Mallikarjun Kharge

2) Ambika Soni

3) Kapil Sibal

4) C.P. Joshi

5) Raman Singh

25. IRNSS-1A is .....?

1) Russia's reusable satellite

2) USA's sub sonic missile

3) Ireland's new sea port

4) Indian Regional Navigation Satellite System

5) South Africa and India Joint venture of new solar car

26. Largest five emerging economies G-5 include Brazil, China, India, Mexico and...?

1) USA 2) South Africa 3) Sri Lanka 4) Japan 5) Pakistan

27. Tianhe-2 is the super computer developed by......?

1) Russia 2) India 3) Japan  4) Thailand 5) China

28.As per the report of 68th round of National Sample Survey Office (NSSO) released on 20 June 2013, What is the average monthly per capita expenditure (MCPE) of the poorest of the poor in the country?

1) Rs.700.50 in urban areas and Rs. 521.44 in rural areas

2) Rs.600.50 in urban areas and Rs. 421.44 in rural areas

3) Rs.700.00 in urban areas and Rs.121.44 in rural areas

4) Rs.1000 in urban areas and Rs. 500 in rural areas

5) Rs.850 in urban areas and Rs.400 in rural areas

29. By which year, India surpass China to become most populous country in the world as per the estimates of United Nations report?

1) 2050 2) 2028 3) 2040 4) 2065 5) 2100

30. Details of Uttarakhand state given. Locate the wrong option?

1) Uttarakhand is also referred as Dev Bhumi (Land of Gods)

2) On 9th November 2000, it was formed as 27th state of Republic of India

3) Vijay Bahuguna is the present Chief Minister of state

4) Nainital is the capital of state

5) Badrinath and Kedarnath, the Hindu's important pilgrim destinations are in this state

31. The rate at which Reserve Bank of India (RBI) borrows money from banks is.....?

1) SLR 2) Base Rate

3) Primary Lending Rate 4) Bank Rate

5) Reverse Repo Rate

32. Who declares Reverse Repo Rate?

1) Central Government  2) State Government  3) RBI  4 ) SEBI  5) IRDA

33. If the Reverse Repo Rate increases, then bank...?

1) funds increase as they never give funds to RBI

2) funds go to overseas  

3) has to close business

4) funds decrease, as bank lend the funds to RBI due to rate hike

5) None

34. If the Reverse Repo Rate increases, then interest on loans offer by banks usually'

1) decrease

2) become Zero

3) lower than earlier rate of interest

4) increase   5) None

35. Present Reverse Repo rate is.....?

1) 6.25% 2) 7.25% 3) 8.25%  4) 23% 5) 4%

36. In the RBI's mid-quarter monetary policy review declared on 17th June 2013, RBI seriously concerned about ...?

1) opening of branches by foreign banks

2) customer's KYC details

3) State governments schemes

4) Rupee fall, external sector risks and elevated food inflation

5) Poverty in top 4 metros in the slum areas

37.As per the Annual monetary policy statement 2013-2014 announced on 3 May 2013, which of the following BRICS nations showed the accelerated growth during 2012?

1) South Africa and Brazil

2) India and China

3) South Africa and China

4) China and Russia

5) Russia and Brazil

38.As per the Annual monetary policy statement 2013-2014 announced on 3 May 2013, RBI projected the growth of GDP for 2013-14 is...?

1) 5.7% 2) 2.8% 3) 5.0%  4) 9.0% 5) 8.2%

39. On 16 March 2013, a Spice Park in Mawan area of Guna district opened in the  state of...?

1) UP 2) Bihar 3) Goa 4) Tamilnadu 5) MP

40. Which operation launched by BCCI to restore the credibility of IPL?

1) Operation Ball

2) Operation Fixing

3) Operation Clean-up

4) Operation Umpire

5) Operation Wicket

41. Thailand Open Grand Prix Badminton tournament won by k.Srikanth on 9 June 2013. He belongs to....?

1) Karnataka 2) Tamilnadu 3) Haryana 4) Himachal Pradesh  5) AP