Thursday, June 27, 2013

General Awareness model questions for Bank Exams 2


General Awareness

1. Which bank replaces Bank of India (BOI) as the trustee bank for the National Pension System (NPS)  from 1 July 2013?
1) SBI 2) ICICI 3) Axis Bank
4) Union Bank of India 5) Indian Bank 

2. On 5 June 2013, RBI Governor said FSDC should act only as a coordinator between financial regulators  for ensuring financial sector stability. What is FSDC?
1) Foreign Stability and Development Council
2) First Stability and Development Council
3) Financial Stability and Drought Council
4) Financial Securities and Development Council
5) Financial Stability and Development Council

3. ECS stands for ....
1) Electrical Clearing Service
2) Effective Clearing System
3) Effluent Clearing System
4) Entire Clearing System
5) Electronic Clearing Service
4. On 24 January 2013, the RBI revised premature deposit rules of .....
1) small savings accounts
2) small value fixed deposit accounts
3) big size savings accounts
4) dollar savings accounts
5) large value fixed deposit accounts
5. The new rules of large value fixed deposit accounts include .......
1) bank can fix the differential interest rates on large size term deposits
2) here large value fixed deposit means above 1 crore
3) for the large value fixed deposits banks should discourage the pre-mature withdrawals
4) if bank allow the pre mature withdrawals, it should intimate to the account holder of penal charges
5) All of above

6.As per the data released by Central Statistical Organisation (CSO) on 31 May 2013, the growth rate of GDP of Indian economy in 2012-13 was ....
1) 5% 2) 6.5% 3) 9.5%
4) 10.1% 5) 4.5%

7. Which stock exchange launched the country's first dedicated debt trading platform on 13 May 2013?
1) BSE  2) MCX-SX  3) NSE  4) KSE  5) USE

8. Oriental Life Insurance company was the first life insurance company established in India in 1881 at .......
1) Mumbai 2) Pune
3) Hyderabad 4) Aurangabad
5) Calcutta

9. Which committee recommended the pricing of natural gas by a complex methodology of arriving at an average of international gas hub prices?
1) Chaturvedi 2) C.P. Joshi
3) Rangarajan 4) Y.V. Reddy
5) Kirit Parekh

10. ....... is the India's first corporatised port, that has recently launched an issue of taxfree bonds to raise up to Rs.1,000 crore?
1) Paradip, Odisha 2) Kandla, Gujarat
3) Kakinada, AP 4) Ennore,Tamilnadu
5) Krishnapatnam, AP

12. 2013 Templeton Prize declared to Desmond Tutu of .....
1) USA  2) South Africa
3) Canada 4) India
5) Chile

13. On the eve of its 50 years of establishment, the African Union concluded the summit on 27 May 2013. It was held at ...
1) Durban 2) Nairobi
3) Lusaka 4) Cape Town
5) Addis Ababa

14. 5th ICC (Indian Chamber of Commerce) banking summit concluded on 19th May 2013 at ......
1) New Delhi 2) Mumbai
3) Pune 4) Hyderabad
5) Kolkata

15. Junk bonds means ...
1) Bonds issued by chit funds having the face of Rs.10,000 and above.
2) Bonds issued by American companies in India in the form of American Dollars.
3) Debt securities of companies bearing no risk and highly safe to buy.
4) Certificates issued by government to raise the capital.
5) Debt securities of companies bearing a considerable degree of risk.

16. Barabati stadium is in Cuttack, Moin-UlHaq stadium is in Patna, Chinnaswamy stadium is in Bangalore, Green Park stadium is in Kanpur, where is the Chidambaram stadium?
1) Hyderabad 2) Chennai
3) Delhi 4) Rameswaram
5) Kochi

17. ....... is an Indian completed the solo nonstop trip across the world in a sail boat under the title Sagar Parikrama-II mission.
1) Abhinav Bhindra  2) Akash Chaturvedy
3) Raghunath Vora  4) Abhilash Tomy
5) Avinash Trivedi

18. RBI announced the annual monetary policystatement on 3 May 2013. What was the economic growth rate proposed for the current fiscal of 2013-14 as per the statement?
1) 5.9% 2) 6.5%  3) 5.7%
4) 7.5% 5) 10.5%

19. Recurring deposit means ....
1) cash deposit every year and take rate of interest every day.
2) deposit higher amounts with lesser availability of withdrawals.
3) deposit cash every month and reap higher returns at maturity.
4) regular deposits of money month wise and reap higher money on 31st March of fiscal year.
5) None

20. Which Indian stock-exchange launched 'Carbonex', the country's first carbon-based thematic index which provides facility of assessing environment risks and opportunities to the investor?
1) NSE 2) MCX-SX 3) BSE
4) KSE 5) HSE

21. The direct transfer of cash subsidy on cooking gas was kick-started in how many districts of the country on 1 June 2013?
1) 21 2) 43 3) 10 4) 81 5) 18

22. Bharat Nirman Rajeev Gandhi Seva Kendras were established by which state to provide the civic services to the people?
1) Delhi
2) Rajasthan
3) HP
4) AP
5) Goa

23. India First Life Insurance Company Limited is the Insurance company promoted by Legal & General PLC (headquarters at London), Andhra Bank and.....
1) SBI 2) TATA AIG 3) AVIVA
4) Bank of Baroda 5) Bank of India

24. From which country India received highest inflow of foreign direct investments (FDI) during 2012-13?
1) Mauritius 2) China 3) USA
4) Russia 5) Japan

25. Roberto Azevedo of Brazil was appointed as the head of ......
1) UNO  2) UNESCO
3) WTO  4) UNICEF
5) IAEA

26. Shadow banking means the involvement of financial intermediary in aiding credit creation without  regulatory oversight. As per the report released by Switzerland-based Financial Stability Board (FSB) on 18 May 2013, what is the total estimated size of shadow banking business in India?
1) over $100 billion 2) over $250 billion
3) over $500 million 4) over $670 billion
5) None

27. Which nation was the largest recipient of remittances from the World Bank in 2012 as per the  statement made on 20 April 2013?
1) China  2) Mexico
3) India  4) Philippines
5) Malaysia

28. 'How to Get Filthy Rich in Rising Asia' written by...
1) Y.V.Reddy 2) Prof.Chaman Lal
3) Mohsin Hamid 4) Hamid Ansari
5) None

29. AIF means ....
1) Alternative Investment Funds
2) Aerial Investment Funds
3) Accelerated Investment Funds
4) Area Investment Funds
5) None

30. Theme of Earth Day 2013 is .....
1) Think, eat and save your earth
2) This is your earth, save it
3) Stop the erosion of earth
4) Water; water everywhere, if you save earth
5) Face of Climate change

31. On 19 April 2013, the first returnable satellite Bion-M1 launched by ......
1) UK 2) USA 3) India
4) France 5) Russia

32. RBI buys and sells the government securities in the open market. By buying the securities, it increases the circulation of money and by selling it decreases the circulation of money. This type of operations done by RBI is called ....
1) Open Market Observations
2) Open Market Auction
3) Open Market Operations
4) Open and Close Operations 5) None

33. By which date, all Indian commercial banks to avail chip-based debit and credit cards for all their customers who do international transactions?
1) 31 August 2013 2) 30 June 2013
3) 30 September 2013
4) 31 December 2013
5) 31 March 2014

34. Basic trainer aircraft Pilatus, PC-7 Mk-II, was inducted in Indian Air Force. This aircraft procured from ...
1) Canada 2) Switzerland
3) USA 4) Japan
5) Russia

35. The first Radio Frequency Identification (RFID) technology was introduced on which highway to enable the collection of Toll Tax electronically?
1) Amritsar - Ambala
2) Mumbai - Goa
3) Chennai - Kolkata
4) Varanasi - Kanyakumari
5) Delhi - Ahmadabad

36. Which Article in the Constitution of India provides the power to President of India to commute the punishments awarded by the Courts in India?
1) 54 2) 58 3) 72 4) 362 5) 365

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